Ep. 39: She Started With Less Than Zero

She didn’t start from zero.
She started from less than zero.

No capital. No roadmap. Kids to provide for.
And a moment on the bathroom floor that forced everything to change.

Today, Tracy Gore is a fund manager, private lender, and financial educator who has built an 8-figure path by learning one thing most people never do:

How money actually works.

In this episode, we break down the real playbook—
not theory, not fluff—the actual mechanics behind building wealth from nothing.

We talk about:
- How to use other people’s money (OPM) to start investing without capital
- What private money lending really is (and how to enter it)
- The infinite banking strategy and how the wealthy compound capital
- How to structure generational wealth using trusts and policy design
- The mindset shifts women must make before wealth strategies even work
- And how to get into high-value rooms without paying high-ticket prices

If you’ve been sitting on savings…
or wondering how to move from earning money to controlling capital— This is the episode.

👉If you’re ready to think like an owner, start here.
Comment “ASSESSMENT” for our free Strategic Roadmap.

⏱️ TIMESTAMPS
00:00 She Started With Less Than Zero
00:44 What Nobody Taught You About Money
03:11 Rock Bottom: Addiction, Prayer & The Turning Point
04:24 Escaping Abuse — The Moment Everything Changed
05:22 The Inner Work Before the Wealth Work
06:33 The Money Story That Keeps People Stuck
09:24 Scars vs. Wounds — When You’re Ready to Speak
10:46 Pitiful or Powerful — The Choice That Changes Everything
13:19 What Forgiveness Actually Means
16:01 Boundaries — Why Most Women Don’t Have Them
19:38 Multiple Income Streams Before It Was Popular
23:36 How Private Lending Actually Started
24:45 OPM — Becoming the Bank Without Money
28:06 Why Women Stay Stuck Financially
31:00 The “Build One, Bring One” Strategy
32:27 How to Get Into the Right Rooms
40:23 Why Bigger Money Requires Different Rooms
41:56 Faith, Wealth & Money Myths
47:11 Money Doesn’t Change You — It Reveals You
48:33 Infinite Banking Explained
52:33 Teaching Your Kids About Money
1:03:25 What To Do With $100K Right Now
1:05:49 Where to Find Tracy

🔗 Connect with Katie Kim

🌐 Website:
https://www.katiekim.com – The Katie Kim Educational Platform
https://www.thekimgroup.com – The Kim Group

📱 Instagram:
@thekatiekim
@thekimgroup

💼 LinkedIn:
Katie Arnholt Kim, CCIM
The Katie Kim Educational Platform
The Kim Group

📘 Facebook:
The Katie Kim Educational Platform
The Kim Group

🔗 Connect with Tracy Gore

🌐 Website:
https://traceygore.ai/
– Tracy Gore Platform

📱 Instagram:
@traceygore

💼 LinkedIn:
Tracey Gore

📘 Facebook:
Tracey Gore

▶️ YouTube:
@traceygore6754

#BecomeTheBank #WomenAndWealth #PrivateMoneyLending #GenerationalWealth #InfiniteBanking #FinancialFreedom #WomenInvestors #WealthBuilding #OPM #MoneyMindset #PassiveIncome #RealEstateInvesting #FaithAndFinance #EntrepreneurWomen #FinancialEducation #RealTalkWithKatieKim

Ep. 39: She Started With Less Than Zero - Then Became the Bank