Ep. 27: From Law to Location Freedom: How She Used Leverage Without Losing Control

Most women aren’t afraid of hard work.

They’re afraid of making the wrong move with money — of locking themselves into a deal they can’t unwind.

In this episode, Katie Kim sits down with Stephanie Cabral, real estate investor, operator, and creator of PAM — an AI-powered maintenance platform built for owners who value control and clarity.

Stephanie didn’t chase real estate. She sequenced her way into it — using leverage intentionally, building guardrails early, and prioritizing systems over stress.

Learn more about PAM here:
👉https://choosepam.ai/

This conversation is about:
- Using leverage without losing control
- Why your first deal needs more guardrails, not fewer
- When to say no — even to “good” deals
- The hidden cost of self-managing without systems
- Why financial freedom happens in levels, not leaps

This is not hype.
This is what strategic growth actually looks like.

👉If you’re ready to think like an owner, start here.
Comment “ASSESSMENT” for our free Strategic Roadmap.

👉 Access it here (Feb 2026 only):
https://www.katiekim.com/offers/67dZqE3V?coupon_code=PFS-FEB2026

💬 Or comment “PFS” below and I’ll send it to you directly.

⏱️ TIMESTAMPS
00:00 – Intro: fear of losing control
00:19 – Meet Stephanie + why she started
00:43 – February theme: capital + foundation
01:26 – National Women Investor Month kickoff
02:07 – Financial + location freedom
02:34 – Building “Pam” (AI maintenance)
03:14 – Lawyer background + origin story
06:03 – Underpaid/undervalued season
08:37 – The duplex idea
10:11 – Leverage + tenant rent explained
11:00 – 203(k) loan breakdown
16:13 – First deal became a home run
19:33 – When leverage clicked
22:19 – Leaving W2 / going self-employed
26:31 – Funding strategies (LOC, partners, IRA, seller finance)
27:48 – BURR strategy explained
29:05 – Why she says no to deals now
33:25 – Biggest mistake: trusting others too much
40:12 – Systems + automation (Lean Landlord)
44:12 – The problem Pam solves
48:56 – What Pam does + why it’s different
55:21 – 15-minute review control feature
1:02:58 – What financial freedom means now
1:05:12 – Advice: network + education
1:08:39 – Where to find Stephanie + Pam
1:09:17 – Free assessment + PFS gift
1:10:45 – Book a call + final close
1:11:05 – Disclaimer

🔗 Connect with Katie Kim

🌐 Website:
https://www.katiekim.com – The Katie Kim Educational Platform
https://www.thekimgroup.com – The Kim Group

📱 Instagram:
@thekatiekim
@thekimgroup

💼 LinkedIn:
Katie Arnholt Kim, CCIM
The Katie Kim Educational Platform
The Kim Group

📘 Facebook:
The Katie Kim Educational Platform
The Kim Group

🔗 Connect with Stephanie Cabral

📱 Instagram:
@leanlandlord

💼 LinkedIn:
Stephanie Cabral
Real Estate Investor | Systems-Focused Landlord | Solving Maintenance Coordination with AI

🌐 Website:
https://choosepam.ai/

📘 Facebook:
https://www.facebook.com/TheStephanieCabral

#WomenInRealEstate
#StrategicLeverage
#LocationFreedom
#LegacyOverHustle
#RealEstateWithControl
#WomenInvestors
#FinancialClarity
#KatieKimPodcast
#ScaleWithStrategy
#OwnershipMindset